Senior Pricing Analyst

Hello, we’re Starling. 我们建立了一种新型的银行，因为我们知道技术有能力帮助人们储蓄, spend and manage their money in a new and transformative way. 我们是一家拥有全面执照的英国银行，拥有快速发展、颠覆性科技公司的文化和精神. 我们是一家银行，但更好:更公平，更容易使用，旨在为每个人揭开金钱的神秘面纱. 我们在伦敦、南安普顿、卡迪夫和十大网博靠谱平台的办事处拥有2500多名员工

To support the wider growth and strategic objectives of the business, 我们正在寻找一名高级定价分析师，他将专注于操作和维护世行的产品定价模型, 为客户提供公平的目标产品定价解决方案，并实现斯特林银行的商业和战略目标. As a senior analyst, 您将使用产出来协助准备产品定价建议和分析更广泛的业务，并监督实施, communication and governance supported by the Senior Pricing Manager. 您将领导监控包的制作，包括实际利润/回报与预算和差异分析，以通知产品价格的必要变化. 您还需要改进流程，并协助开发健壮的定价治理框架. 你将成为贷款/产品经理的关键联系人，并与他们一起开发定价模型和方法，以提高根据所呈现的风险准确定价贷款的能力. 你也将有一个积极进取的态度和方法来工作和协助更广泛的资产管理团队.

该职位将隶属于资产管理团队的商业部门，向高级定价经理汇报工作, and will work closely with the broader Asset Management, as well as the Bank’s Data team. 还需要不时与财务团队和二线风险团队合作. 

Starling将继续通过多种渠道快速增长其资产基础，该职位将使您有机会在增长的关键阶段成为最令人兴奋的金融科技公司之一. 

Responsibilities:

• Operating and maintaining the product pricing models
• Regular analysis and monitoring of lending asset returns
• Communicating variance against expectation to relevant stakeholders
• 酌情为世行更广泛的预测模型提供投入
• 定期分析新业务，以确定可能影响定价分析和决策的趋势/模式
• Analysis and pricing of inorganic acquisition opportunities
• Coaching less experienced members of the team

Requirements

• 3年定价和/或财务建模工作经验（贷款业务/银行）
• 了解贷款资产的资本/流动性要求，以及P&贷款资产的L和资产负债表组成部分具有监控和沟通关键绩效指标（kpi）和先进绩效指标（APMs）的经验.
• 能够在公司内部和更广泛的商业环境中发展和维护有效的关系，以实现目标
• 具有较强的贷款组合分析经验和较强的MS应用技能, particularly excel
• 较强的查询数据和讨论输出的含义的能力
• Experience of running Python models and programming skills such as SQL, Python (preferable but not required)
• 能够在一个扁平的团队中自主协作，并能在快节奏的工作中发挥良好的作用, startup environment

Interview Process:

面试是一个双向的过程，我们希望你有时间和机会来了解我们, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. 

一般来说，在与我们的人才招聘团队聊天后，您可以期待以下内容：

Stage 1 - 30 minute interview with our Senior Pricing Manager

第二阶段-与我们的商业总监-资产管理和高级定价经理进行1小时的面试. 这个阶段将包括我们在面试前给你的一个任务. 然后我们会要求你在面试中展示和讨论你的发现. 

Benefits

• 25天假期（加上你的公共假期津贴，当你最适合你的时候）
• An extra day’s holiday for your birthday
• Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off
• 16 hours paid volunteering time a year
• Salary sacrifice, company enhanced pension scheme
• Life insurance at 4x your salary & group income protection
• 私人医疗保险，包括精神健康支持和癌症治疗. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
• Generous family-friendly policies
• Incentivised refer a friend scheme
• Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
• Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

About Us

You may be put off applying for a role because you don't tick every box. Forget that! 虽然我们不能满足每一个灵活的工作要求，但我们总是愿意讨论的. So, if you're excited about working with us, but aren’t sure if you're 100% there yet, get in touch anyway.

我们肩负着从根本上重塑银行业的使命，而这要从我们卓越的团队开始. Whatever came before, 我们很自豪能把各种背景和经验的人聚集在一起，他们喜欢一起解决问题.

Starling Bank is an equal opportunity employer, and we’re proud of our ongoing efforts to foster diversity & inclusion in the workplace. 在星城银行求职的个人不分种族, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law.

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